Honor Credit Union has partnered with the Federal Home Loan Bank of Indianapolis (FHLBI) to make available home repair grants for low-income individuals. Please see below and the attached program information.

Qualification for Neighborhood Impact Program (NIP) is as follows: Area Media income rates for three counties is attached also.

Be at or below 80% Area Median Income.
Have owned and occupied the home at least six months prior to enrollment.
Own a single-family home, condominium or modular unit (duplexes with certain restrictions).
Be current and paid as agreed to any existing mortgage obligation
 
Qualification for Accessibility Modification Program (AMP) are as follows: (AGE requirements are a factor)
 
Residence is in Indiana or Michigan
Households are:
  • All household members are age 62 or older; or
  • All household members are age 62 or older and age 17 or younger where the household member age 62 or older is the guardian of the younger household members; or
  • A household member of any age has a permanent disability and is currently receiving permanent disability benefits.
Be at or below 80% Area Median Income.
Have owned and occupied the home at least six months prior to enrollment.
Own a single-family home, condominium or modular unit (duplexes with certain restrictions).
Be current and paid as agreed to any existing mortgage obligation.
 
 
 
 
 
 
 
 

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